Tom is the consummate professional! He is incredibly knowledgeable, very personable with a high degree of honesty and integrity, and always available to explain details and provide helpful solutions. His team is top notch – they worked tirelessly to get my loan approved and were always happy and helpful!! I would recommend them to everyone and anyone who would like to purchase or refinance a home – I never had to worry – every detail was meticulously taken care of!!!! Thank you, Tom & Angela!