How to Repair a Credit Score Whether it’s buying a car, finding a place to rent, or purchasing a home, insufficient credit can be a nasty surprise for those who aren’t prepared. Simply put, your credit score and report tells…
Mortgages with Low Down Payment Down payments are a large part of the home buying process and one of the biggest road blocks to home ownership. It is a common misconception that purchasing a home will require 20% down. This…
How to Avoid Mortgage Insurance Buying a home with less of a down payment may be an attractive option, especially for those who want to buy a home right away instead of waiting to save up for a larger down…
What Are Impound Accounts? Most people don’t learn about impound accounts until they’re far down the path of getting their first mortgage. An impound account (sometimes called an escrow account) is a fund managed by your mortgage company that acts…