The Importance of a Mortgage Pre-Approval In today’s real estate market, it is crucial to get pre-approved by a mortgage lender before you start shopping for a home. The pre-approval process will give you a firm idea of the loan…
Common Mortgage Mistakes for First-Time Homebuyers Deciding to buy a home can be exciting and thrilling. The process itself? It's not all clear skies and a walk in the park. During the home buying process, borrowers unwittingly make easily preventable…
Finding a Great Mortgage Lender Purchasing a home is a process that must be done right since mistakes can be realized too late and even worse, they’re costly. Because of this, you’ll need to partner with experts such as reliable…
Finding the Perfect Single-Family Home One of the first steps of the home buying process is determining your housing wants and needs so that you know what to look for when it’s time to choose “the one”. An important factor…
How to Repair a Credit Score Whether it’s buying a car, finding a place to rent, or purchasing a home, insufficient credit can be a nasty surprise for those who aren’t prepared. Simply put, your credit score and report tells…
Mortgages with Low Down Payment Down payments are a large part of the home buying process and one of the biggest road blocks to home ownership. It is a common misconception that purchasing a home will require 20% down. This…
How to Avoid Mortgage Insurance Buying a home with less of a down payment may be an attractive option, especially for those who want to buy a home right away instead of waiting to save up for a larger down…
Understanding An Escrow Account Most people don’t learn about escrow accounts until they’re far down the path of getting their first mortgage. There are two types of escrow accounts. The first is used for holding the deposit for a home…