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Refinance A Home

Why Refinance?

Refinancing your home can earn you significant savings by lowering your monthly mortgage payment, consolidating debts, and more. Let RWM Home Loans create a custom tailored mortgage refinance strategy for you, based on your financial goals.

consolidate mortgages

Consolidate Mortgages

lower mortgage rate

Lower Mortgage Rate

lower monthly mortgage payment

Lower Mortgage Payment

switch to fixed rate mortgage

Switch to Fixed Rate

Cash Out Refinance

Take Cash Out

change mortgage term

Change Term

Drop mortgage insurance

Drop Mortgage Insurance

change a loan product

Change a Loan Product

Refinance Process

Our refinance process has been carefully designed, with you

in mind. Making it easier, faster, and strategically smarter.

Get Ready

Why are you refinancing? The first step in your refinance is to determine your goals.

Get Ready

Find Your Route

Hoping to change your term, lower your rate, or take cash out? We'll help find your route.

Find Your Route

Start Peddling

Fill out the Fluid App and submit documents. We'll be in constant communication during the ride.

Start Peddling

Almost There

Your loan has been reviewed and approved! Your loan documents are ready to be signed!

Almost There

You've Arrived

Once your loan documents are signed, we'll be ready to fund. Congratulations, you've arrived!

You've Arrived

Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family…read more

Kirk C.

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelia B.

You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way... It…read more

Julie M.

The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn't miss my vacation.

Melody T.

Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.

Ana E.

Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow…read more

Cassandra C.

Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.

Noah B.

Good communication, great staff and high level of professionalism.

James G.

The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.

Brian S.


319 Reviews


8477 Reviews


164 Reviews

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.




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