As the housing market appears dim due to rising rates and decreased affordability, being able to buy a home can be quite a financial challenge. Disappointment and doubt can easily overcome you during these times, especially if you desire to…
Featuring Guest Author: Crystal Schulz, Loan Officer What Are Jumbo Loans? When looking around for your first or next home, you may come across one relatively set at a higher price than other homes in the area. Depending on your…
Featuring Guest Author: Carl Millberg, Loan Officer How to Buy a House as a Truck Driver As a self-employed individual, you may already face challenges when achieving certain financial milestones, such as buying a car, doing your taxes, or purchasing…
Down Payment for a Mortgage Saving money is one of the hardest things to do when it comes to maintaining your finances. Especially when you have other expenses that are unavoidable, including bills, tuition, and basic life necessities. No matter…
Featuring Guest Author: Rick Geary, Loan Officer How to Invest in Real Estate Are you looking for an extra source of income? Another way to build wealth for future plans? Whatever your goal may be, investing has proven to be…
Featuring Guest Author: Ron Gomez, Loan Officer Using Gift Money for a Down Payment Are you in the process of buying a home with a mortgage and just received gift money to put towards a down payment? Whoever it may…
Featuring Guest Author: Kent Hendrix, Loan Officer What is a Cash-Out Refinance? Picture this, a few years have passed since you bought a house with a mortgage. With your current circumstance, you might be wondering if you’re able to lower…
How Are Mortgage Rates Determined? Are you currently renting? If so, you’ve probably heard homeowners try to tell you that owning a home is more beneficial than renting. Depending on what your financial and homeownership goals are, this may be…
Buying a Home When You’ve Declared Bankruptcy in the Past Few financial decisions carry as much negative weight as bankruptcy. Those who file for bankruptcy status can be set back by the potential property loss and bankruptcy’s effect on their…
What is APR aka Annual Percentage Rate? APR is a term that you’ve probably come across while viewing credit card details or even obtaining a home or car loan. As an acronym, it stands for Annual Percentage Rate, but what…