Temperatures Rise While Home Prices Cool We may be breaking the hottest temperature records across the country, but the good news is that home prices are starting to cool! For the first time since the pandemic, homes sold for 0.3%…
Demand for Adjustable-Rate Mortgages Hits Highest Level of the Year As mortgage rates rise, many consumers seek adjustable-rate mortgages (ARMs) as an avenue to get into their dream homes as soon as possible. ARMs start with lower interest rates than…
Why Some Homebuyers Aren’t Waiting for Lower Rates Thinking about buying a home? It’s a tough call this spring as you weigh the possibility of lower mortgage rates against the potential for increased competition driving up prices. The average U.S.…
Featuring Guest Author: Shanne Sleder, Loan Officer Picture this: you’ve worked hard, invested in your home and life, and now it’s time for your property to start giving back. This is where a reverse mortgage may come in–a program that…
Does It Make Sense to Buy a Home Right Now? Considering buying a home? The latest Home Price Expectations Survey suggests a positive outlook, indicating continuous growth in home prices for the next five years, with an anticipated 3-4% annual…
The conversation of debt can be a daunting and stressful experience. What’s important to know is that you’re not alone in finding a solution, and we have ways to help alleviate any financial burden you may have. If you are…
Affordability poses a significant challenge for individuals considering buying a home. When factoring in the down payment, closing costs, and other charges, purchasing a home remains one of the most substantial transactions in an individual’s life. What if there was…
While the journey to homeownership is an exciting and significant milestone in one’s life, that blissful feeling can easily be taken away when you are presented with all the out-of-pocket costs it takes to move forward. Since it’s one of…
As the housing market appears dim due to rising rates and decreased affordability, being able to buy a home can be quite a financial challenge. Disappointment and doubt can easily overcome you during these times, especially if you desire to…
Featuring Guest Author: Crystal Schulz, Loan Officer What Are Jumbo Loans? When looking around for your first or next home, you may come across one relatively set at a higher price than other homes in the area. Depending on your…