What is Homeowners Association aka HOA?
What is Homeowners Association? When it comes to real estate, you may have heard of the infamous acronym HOA before. For those who currently rent and are thinking about starting…
Here’s What You Should Know About Millennials and Home Buying
Featuring Guest Author: Dustin Ngo, Loan Officer Millennials and Home Buying As the most studied and talked about generation of our time, this group of innovative and influential individuals has…
Cash-Out Refinance Benefits for Homeowners
Featuring Guest Author: Kent Hendrix, Loan Officer What is a Cash-Out Refinance? Picture this, a few years have passed since you bought a house with a mortgage. With your current…
Applying for a Mortgage: How to Get Started and Helpful Tips
How to Get Started When Applying for a Mortgage If you’re reading this, you’ve probably decided to buy a home! After time spent searching and going to several open houses,…
How to Prevent Wire Transfer Fraud on Your Mortgage
The Risks of Mortgage Fraud As technology advances, more and more transactions such as down payments, earnest money deposits, and mortgage payments are completed through electronic wire transfers. While this…
28 Mortgage Mistakes First Time Homebuyers Make
Common Mortgage Mistakes for First-Time Homebuyers The decision to buy a home can be exciting and thrilling. The process itself? Not all clear skies and a walk in the park. During the…
A Beginner’s Guide on Credit Repair to Buy a Home
How to Repair a Credit Score Whether you're in the process of buying a car, finding a place to rent, or purchasing a home, insufficient credit can be an unpleasant…
What are Escrow Accounts in a Mortgage?
What Are Escrow Accounts? When it comes to obtaining a mortgage, you may have heard of the common term “escrow”. It goes without saying that escrow is crucial in the…
Get Pre-Approved for a Mortgage
Choosing the right team to guide you through the home buying process is just as important as finding the right home. We take joy in providing our clients with an…