Featuring Guest Author: Dustin Ngo, Loan Officer Millennials and Home Buying As the most studied and talked about generation of our time, this group of innovative and influential individuals has paved the way for many revolutionary achievements. Yes, today we…
Have you ever thought about living somewhere else? No, we’re not talking about another city, an upgraded house, or your neighbor’s home down the street that went up for sale. Somewhere far…. Far, far away. Well, your name doesn’t have to…
Featuring Guest Author: Kristen Livingston, Loan Officer Cosigning a Mortgage At some point in your life, you might decide to buy a home with a mortgage. While most mortgage lenders will make the homebuying process as smooth as possible, there…
Featuring Guest Author: Kent Hendrix, Loan Officer What is a Cash-Out Refinance? Picture this, a few years have passed since you bought a house with a mortgage. With your current circumstance, you might be wondering if you’re able to lower…
How to Get Started When Applying for a Mortgage If you’re reading this, you’ve probably decided to buy a home! After time spent searching and going to several open houses, you have finally found “the one” that you’re ready to…
Renting vs. Buying a Home If you’re currently renting, your lease is prepared to expire in a matter of time. When that time comes to renew your lease or jump ship to another place, will you continue to rent or…
Moving to a New Home The idea of moving into a new home can be thrilling and empowering, marking the start of a brand new chapter in your life. Discussing the move and all the plans you have for your…
The Transformation of the Mortgage Process Obtaining a mortgage is a process that requires accuracy, patience, and communication. To reach the end goal of closing escrow, all parties involved must operate at their best and act efficiently in their role.…
How Are Mortgage Rates Determined? Are you currently renting? If so, you’ve probably heard homeowners try to tell you that owning a home is more beneficial than renting. Depending on what your financial and homeownership goals are, this may be…
When Is My First Mortgage Payment Due? As a new homeowner, you’re likely over the moon about closing escrow. Wave goodbye to endless Docusigns, repetitive email chains, and most of all, the lingering fear of not making it to the…