USDA Loan Program

USDA Loan Details

The USDA loan program is designed to provide low-to-moderate income families the opportunity to purchase a home in rural and suburban communities.

Eligibility

Property must be defined by USDA as rural
Credit scores as low as 640 may qualify
Must occupy home as primary residence
Must utilize USDA approved lender, such as RWM.
Must fall within income limits, which vary by county*

Highlights

As low as 0% down payment
Competitive interest rates
Flexible credit guidelines
30-year and 15-year fixed rate loans available
Lowest funding fee of all government-backed loans

*To learn more about the your county’s income limits, please visit: United States Department of Agriculture

Hi, I'm Matt, Your USDA Loan Expert

Matt Brumfield became a licensed loan officer in 2006 after working as a Mortgage Loan Processor since 2002. In 2013, he became the Branch Manager of RWM Home Loans’ Ramona, CA office. Matt has extensive knowledge on all loan types and brings a wealth of knowledge and caring perspective to the lending experience. Over the years, he has developed a passion for the USDA loan program and educating homeowners about this program’s potential benefits. He is a second generation Loan Officer, succeeding his father in the business, with over 20 years of personal experience in the industry. Matt lives in Ramona, CA with his wife Donna, their 1 year old son and golden lab.

Matt Brumfield

NMLS ID #: 310364 | DRE #: 01782101

c 760.525.8603
o 760.525.8603
e MattB@rwmloans.com
a 1012 Main St. Ste 103
a Ramona, CA 92065

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