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Get Refi Ready With Us

Secure your home today and unlock future savings with our Refi Ready offer!

What Is Refi Ready?

Don’t delay your homebuying goals or miss the chance to build wealth through home equity! Our Refi Ready offer invites you to purchase a home now, so you can start enjoying the benefits of homeownership and position yourself for success when the chance to refinance arises. Don’t let the perfect home slip away. Apply now and take advantage of this opportunity!

How It Works


Get started by applying for a mortgage with us below and close on your new home before June 30, 2024.


As you accrue home equity with each mortgage payment you make, wait for interest rates to drop.


Refinance with us and receive a $1,590 credit towards your loan closing costs.

Terms & Conditions

Eligible for RWM Home Loans’ borrowers who purchase a home between October 1, 2023 – June 30, 2024. The closing cost credit is redeemable by the borrower on a future refinance with RWM Home Loans for the same property. The refinance loan must be locked before December 31, 2025 and the credit must be provided at the time of application. At the close of escrow, RWM Home Loans will reimburse the client with a lender credit that will be applied to their closing costs. This credit is nontransferable and cannot be combined with any other offers. The borrower must complete 6 loan payments before initiating the refinance and must meet the loan program qualifying requirements at the time of the refinance.

Note: Applicable for eligible primary residence, second home & investment purchase transactions. Reverse mortgages, fixed 2nd liens, home equity lines of credit (HELOCs), Non-QM, and jumbo loans are ineligible.

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.




Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family…read more

Kirk C.

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelia B.

You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way... It…read more

Julie M.

The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn't miss my vacation.

Melody T.

Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.

Ana E.

Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow…read more

Cassandra C.

Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.

Noah B.

Good communication, great staff and high level of professionalism.

James G.

The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.

Brian S.


319 Reviews


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