USDA Loan

USDA Loans

The USDA loan program is designed to provide low-to-moderate income families the opportunity to purchase a home in rural and suburban communities.

Eligibility

Property must be defined by USDA as rural
Credit scores as low as 640 may qualify
Must occupy home as primary residence
Must utilize USDA approved lender, such as RWM
Must fall within income limits, which vary by county*

Highlights

As low as 0% down payment
Competitive interest rates
Flexible credit guidelines
30-year and 15-year fixed rate loans available
Lowest funding fee of all government-backed loans

*To learn more about the your county’s income limits, please visit: United States Department of Agriculture

The RWM Fluid Mobile App streamlines the process to buy a home or refinance a home, as well as helps you get pre approved

Your Journey Begins Here.

Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.

Buy A Home Refinance Your Home

Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.

Kirk C.

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelia B.

You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way... It was easy to see that…

Julie M.

The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn't miss my vacation.

Melody T.

Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.

Ana E.

Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow process. Thank you for helping…

Cassandra C.

Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.

Noah B.

Good communication, great staff and high level of professionalism.

James G.

The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.

Brian S.