USDA Loan
USDA Loans
The USDA loan program is designed to provide low-to-moderate income families the opportunity to purchase a home in rural and suburban communities.
Eligibility
- Property must be defined by USDA as rural
- Credit scores as low as 640 may qualify
- Must occupy home as primary residence
- Must utilize USDA approved lender, such as RWM
- Must fall within income limits, which vary by county*
Highlights
- As low as 0% down payment
- Competitive interest rates
- Flexible credit guidelines
- 30-year and 15-year fixed rate loans available
- Lowest funding fee of all government-backed loans
*To learn more about the your county’s income limits, please visit: United States Department of Agriculture

Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.