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Rate and Term Refinance

Rate and Term Refinance

A Rate and Term mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. What this allows you to do is potentially lower your monthly payments, lower your rate, or even reduce or remove PMI (private mortgage insurance).

FHA Loans

  • Lower those rising mortgage payments with a government-insured fixed-rate loan

Fixed Rate Mortgage

  • Find stability with a traditional fixed loan option.

Adjustable Rate Mortgage

  • Pay less over a traditional fixed rate mortgage for the first years of your loan with a 5 or 7 year ARM. Get the lowest rates available and save money.

VA Home Loan

  • Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance
The RWM Fluid Mobile App streamlines the process to buy a home or refinance a home, as well as helps you get pre approved
Your Journey Begins Here.

Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.

I have done business with RWM for 25 years and would not go anywhere else. Whenever any of my colleagues ask about mortgages I say RWM cannot be beat.

Brian R.
Rating: 5

Awesome experience with an impressive attention to detail and the ability to navigate and explain each procedure to me and my wife. Especially because we are first time buyers. Thank you so so much from the bottom of our hearts.

Luis A.
Rating: 5

From beginning to end all of the friendly knowledgeable people at RWM made the mortgage transaction effortless and pleasant.

Boyd M.
Rating: 5

The ease of document uploads, the ability to docusign and the helpful videos complemented the excellent and personalized service by everyone on the team. I can’t wait to buy another property so I can use RWM again!

Kristin A.
Rating: 5
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