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Jumbo Loan

Jumbo Loans

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t. With a jumbo mortgage, you’ll get great rates for your big loan. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans. Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain, but at RWM Home Loans, we can get you the best rate possible on your Jumbo Loan.

40 Year Interest Only

  • $100,000 – $2.5 million
  • Up to 95% LTV with no mortgage insurance
  • Credit scores as low as 600 may qualify
  • Gift fund allowed
  • Up to $2.5 million cash back

Jumbo 17 Day Close

  • Full credit pre-approval
  • No mortgage insurance
  • Up to 85% LTV
  • Competitive rates
  • Credit scores as low as 680 may qualify

1st & 2nd Combination

  • Combine 1st & 2nd Option
  • Up to 89.9% LTV with no mortgage insurance
  • Credit scores as low as 730 may qualify
  • Interest only option
  • Primary residence only

Alternative Programs

  • No tax returns required
  • Bank deposits as income
  • Up to 90% LTV
  • Gift and business funds allowed
  • Credit events accepted
The RWM Fluid Mobile App streamlines the process to buy a home or refinance a home, as well as helps you get pre approved
Your Journey Begins Here.

Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.

I have done business with RWM for 25 years and would not go anywhere else. Whenever any of my colleagues ask about mortgages I say RWM cannot be beat.

Brian R.
Rating: 5

Awesome experience with an impressive attention to detail and the ability to navigate and explain each procedure to me and my wife . Especially because we are first time buyers. Thank so so much from the bottom of our hearts.

Luis A.
Rating: 5

From beginning to end all of the friendly knowledgeable people at RWM made the mortgage transaction effortless and pleasant.

Boyd M.
Rating: 5

The ease of document uploads, the ability to docusign and the helpful videos complemented the excellent and personalized service by everyone on the team. I can’t wait to buy another property so I can use RWM again!

Kristin A.
Rating: 5
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