Skip to content

Doctor Loan

Doctor Loans

The Doctor Loan, exclusively for medical professionals like you, makes homeownership easier. We understand that achieving your dream career in caregiving may have come with a significant student loan burden. This home loan option was designed for your unique needs so you can invest in your financial future with confidence.


  • Financing Available up to $1.5 Million
  • Low Down Payment
  • Adjustable Rate Options Available
  • Contributions From Interested Third Parties

Eligible Borrowers

  • Clinical Nurse Specialist (CNS)
  • Doctor of Dental Medicine or Surgeon (DMD)
  • Doctor of Dental Surgery (DDS)
  • Doctor of Medicine (MD)
  • Doctor of Ophthalmology (MD)
  • Doctor of Optometry (OD)
  • Doctor of Osteopathic Medicine (DO)
  • Doctor of Pharmacy (PharmD)
  • Doctor of Podiatric Medicine (DPM)
  • Doctor of Veterinary Medicine (DVM)
  • Medical Resident with Educational License
  • Nurse Anesthetist (CRNA)
  • Nurse Practitioner (NP)
  • Physician Assistant (PA)
  • Registered Nurse (RN)

*Primary residence only. Purchase and rate/term refinance of 1-unit property, warrantable condo and PUD.

*At least one occupying borrower must hold a valid license within one of the eligible professional fields and meet all of the following requirements: Borrower must be within the last 10 years of the start of their profession. For medical doctors, the borrower must be an active medical resident (Generally residency is completed within 3-5 years and up to 7 years for specialty fields) or be within the first 10 years of the start of their profession. The 10 year time period is measured from the completion date of their residency. Borrower must be actively engaged in the eligible profession. All borrower(s) may only have one outstanding professional or doctor loan with Flagstar Bank at any given time. All borrower(s) may have no other second homes or investment properties financed with Flagstar Bank at time of closing. Total number of financed properties held by all borrowers cannot exceed four.

Mortgage Lending Simplified

Download the free RWM Home Loans Fluid Mobile App today and get started on your journey to homeownership.




Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family…read more

Kirk C.

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelia B.

You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way... It…read more

Julie M.

The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn't miss my vacation.

Melody T.

Everything was fully explained from the beginning, and I felt like we worked as a team when we went step by step in our journey of getting financed for our first home.

Ana E.

Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow…read more

Cassandra C.

Constant communication of needs and issues. Drafting of key documents in timely way. Friendly interactions and commitment to service.

Noah B.

Good communication, great staff and high level of professionalism.

James G.

The team was tremendously attentive to our every need and only had our goals and best interests in mind. Would work with them again anytime.

Brian S.


348 Reviews


7522 Reviews


166 Reviews
Back To Top