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Sean Kelly

Mortgage Banker
NMLS ID #: 284380
DRE #: 00958959

Office: 858-794-2155
Mobile: 858-336-1792

Thank you for taking the time to visit The intent of this web interface is to provide information that is convenient and easy to use. It is not intended to replace me as your loan officer. My knowledge, experience and personalized service will always be an integral part of your lending transaction.


Since graduating from Stanford University in 1982, I have acquired over 35 years of experience in the area of real estate development and finance. For 27 years I owned and operated West Coast Mortgage, a regional mortgage bank. In 2017 we merged our operation with Residential Wholesale Mortgage, an innovative and cutting edge community lender.

I have dedicated myself to building a business that provides superior service and product availability to our mortgage clients. I have personally funded over 3,000 loans and supervised the production of a team of 30 loan officers and processors with and $3.25 billion of funded loans.

When it comes to residential lending, I have the experience, the knowledge and the desire to close your loan on a timely and professional basis. The primary goal of RWM is to develop loan term lending relationships with our clients by providing service, solutions and results. When your loan closes, I will ask you to add my name to your lists of financial consultants. In turn, I will monitor your loan and keep you informed as to the current mortgage trends and lending options.

I am married and the father of two (Tomo & Mariko). Personal priorities include, family first and foremost and building a successful business a close second. As for life, “Enjoy each day as it comes—at work and at home—because the best moments fly by and need to be savored”.

I look forward to helping you with your financing needs.

Sean Kelly

Mortgage Banker

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