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Rick Geary

Rick Geary

Loan Officer

NMLS ID #: 278781 | DRE #: 01171009


18-A Journey Suite 140, Aliso Viejo, CA 92656

Serving AZ, CA, CO, FL, ID, MT, TN, TX & WA

Hi, I'm Rick

With 25+ years in the mortgage profession, I have always put the consumer first. I specialize in residential property loans up to $6,000,000, for 1 to 4 unit properties used as homes, vacation homes, and rental purposes. My team and I do client‐friendly reverse mortgages, and we have commercial loan experts to handle almost any lending need to help save you time and deliver great results. Being referral-only for 25 years, we must continue to deliver.

I have successfully funded almost $2 Billion of home loans in over 5,000 transactions, giving me the experience to save you hassles and headaches. For first‐time or experienced clients, or busy real estate experts, my practice is built on meeting your goals. I have earned the trust of every client who passes along my name to their inner circle. Accountability. Integrity. Experience. Put them to work for you today.

We are based in Orange County, CA, and licensed in 10 states to help meet your family’s needs, reach your real estate investing goals, and grow your real estate wealth. If you are looking at buying a home, whether it’s in Orange County or anywhere else we serve, my team and I are here to help!

A Home

Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.

Your Home

Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.

Down Payment

Looking for down payment assistance? Find out what programs you may qualify for using our free, easy-to-use search tool.

How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

Get Started

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Empowering you with tools to reach your goals

Educational Resources

Follow Me For Mortgage Programs, Homebuying Tips, & More

Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.
Rating: 5

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family to RWM.

Kirk C.
Rating: 5

The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

Angelia B.
Rating: 5

I am authorized to do business in the states of Arizona, California, Colorado, Florida, Idaho, Montana, Tennessee, Texas & Washington. AZ Lic# 1009090; AZ Branch Lic# 1011105; RWM Home Loans AZ Lic.# 0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

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