NMLS ID #: 1606774
a 11234 El Camino Real
a San Diego, CA 92130
Ric Cazares is a native San Diegan, born and raised, having graduated from UC San Diego with a degree in Electrical Engineering. That engineering background, and the attention to detail, is what keeps Ric organized and focused on his client’s needs and goals. Nothing is more important than finding the right product for his customers. RWM’s robust lending platform facilitates multiple options for his clients and Ric’s team helps support a smooth loan transaction every step of the way.
When time permits and the weather is nice (and it’s always nice in San Diego), you might find Ric on the tennis court, or on the beach playing volleyball.
Awesome experience with an impressive attention to detail and the ability to navigate and explain each procedure to me and my wife . Especially because we are first time buyers. Thank so so much from the bottom of our hearts.
From beginning to end all of the friendly knowledgeable people at RWM made the mortgage transaction effortless and pleasant.
The ease of document uploads, the ability to docusign and the helpful videos complemented the excellent and personalized service by everyone on the team. I can’t wait to buy another property so I can use RWM again!
We don’t believe in surprises, rest easy knowing what to
expect from the very beginning.
Meet with your home loan advisor, outline your goals, assess your credit, determine your budget, and set expectations.
RWM's Fluid App makes getting started easy. Quickly provide the information we need and upload documents seamlessly.
Here is where we review your information, order third party services, and prepare to submit for final approval.
Congratulations, you are approved! You can rest easy while our team gets ready for closing.
Bring in the Closer
Everything done up until this point has been in preparation for today. It is time to sign your loan documents with ease.
That's a Wrap
Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM with your loan.
Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.