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Reverse Mortgage Step #1

Reverse Mortgages, a Second Chance for Many

A reverse mortgage may allow you to access the equity in your home without having to make monthly mortgage payments. There are no limitations to how you use the money, so you can free up cash to cover medical expenses, plan for your retirement, or improve your monthly cash flow.

Important Lifestyle Benefits

  • Eliminate monthly mortgage payments
  • Fund necessary home renovations
  • Improve monthly cash flow
  • Any remaining equity once the loan is paid off goes to you or your heirs
  • Continue to live in your home

Qualifying for a Reverse Mortgage

  • 62 years of age or older
  • Property must be a primary residence
  • Often requires significant Home Equity
  • Property taxes and homeowner’s insurance must remain current
  • Must meet the financial assessment requirements

*Qualification may depend on attributes such as age, loan amount limits, and home equity
*To learn more about this government loan program via HUD’s , please visit: HECM Program Information

Hi, I'm Matt Brumfield!
Community Mortgage Banker

Matt Brumfield became a licensed loan officer in 2006 after working as a Mortgage Loan Processor since 2002. In 2013, he became the Branch Manager of RWM Home Loans’ Ramona, CA office. Matt has extensive knowledge on all loan types and brings a wealth of knowledge and caring perspective to the lending experience. Over the years, he has developed a passion for Reverse Mortgages and educating homeowners about their potential benefits.  He is a second generation Loan Officer, succeeding his father in the business, with over 20 years of personal experience in the industry. Matt lives in Ramona, CA with his wife Donna, their 1 year old son and golden lab.

Learn More

Matt Brumfield

NMLS ID #: 310364 | DRE #: 01782101

c 760.525.8603
o 760.525.8603
e MattB@rwmloans.com
a 1012 Main St. Ste 103
a Ramona, CA 92065

Matt Brumfield

Everyone on the team was really professional, helpful and dedicated to make the whole process as smooth as possible. Whenever we had a question or concern, we always received a prompt reply.

Andriry K.

Extremely responsive, website was brilliant, clear list of what we needed and stayed on us until it was complete, knew who to send us to for tax transfer from our previous house. We will definitely refer our friends and family…read more

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The communication on the process and the ability to sign documents electronically was a life saver. The availability and speed of answers were great.

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You helped me understand all my options, which made me feel more confident in the decision I had to make. You were on top of everything that had to be done and kept things moving in an efficient way... It…read more

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The team was easy to work with and willing to answer all of my questions. They even worked with a notary in North Carolina so I didn't miss my vacation.

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Buying a house can be overwhelming but when you have someone you trust it makes it so much easier. We felt assured that we were in good hands and that we would get to the finish line during the escrow…read more

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