I have had the most pleasant experience during this transaction. I felt nervous and I had many concerns going in, but those concerns proved to be unfounded. Manuel went above and beyond to ensure that all my needs were met in a timely manner. The whole process took less then three weeks and he did all the work. Thank you Manuel from the bottom of my heart. I whole heartedly recommend Manuel to anyone that is in need of refinancing, buying, and or selling a home. You deserve the best is Manuel.