Renovation Loan
Renovation Loans
Avoid the drama of listing and selling your home. Forget the hassle of moving and finding a replacement home. Instead, renovate your current home. Create the home of your dreams without incurring consumer debt, an additional loan, or dipping into your savings!
Renovation Loan Programs
- Fix & Stay
Refinance your current home and renovate it to become the home of your dreams. - Buy & Build
Purchase a new home and renovate it to be the home you were looking for.
Qualification Requirements
- As low as 3% down payment for purchase
- Must maintain as low as 5% equity for refinance
- Credit scores as low as 680 may qualify
- Loan limits vary by county*
Process
- Develop scope of work
- Establish a budget
- Hire a contractor
- Close your loan
- Renovate
*To learn more about the your county’s Conforming loan limits, please visit: Federal Housing Finance Agency

Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.