skip to Main Content

Renovation Loan

Renovation Loans

Avoid the drama of listing and selling your home. Forget the hassle of moving and finding a replacement home. Instead, renovate your current home. Create the home of your dreams without incurring consumer debt, an additional loan, or dipping into your savings!

Renovation Loan Programs

  • Fix & Stay
    Refinance your current home and renovate it to become the home of your dreams.
  • Buy & Build
    Purchase a new home and renovate it to be the home you were looking for.

Qualification Requirements

  • As low as 3% down payment for purchase
  • Must maintain as low as 5% equity for refinance
  • Credit scores as low as 680 may qualify
  • Loan limits vary by county*


  • Develop scope of work
  • Establish a budget
  • Hire a contractor
  • Close your loan
  • Renovate

*To learn more about the your county’s Conforming loan limits, please visit: Federal Housing Finance Agency

The RWM Fluid Mobile App streamlines the process to buy a home or refinance a home, as well as helps you get pre approved
Your Journey Begins Here.

Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.

I have done business with RWM for 25 years and would not go anywhere else. Whenever any of my colleagues ask about mortgages I say RWM cannot be beat.

Brian R.
Rating: 5

Awesome experience with an impressive attention to detail and the ability to navigate and explain each procedure to me and my wife. Especially because we are first time buyers. Thank you so so much from the bottom of our hearts.

Luis A.
Rating: 5

From beginning to end all of the friendly knowledgeable people at RWM made the mortgage transaction effortless and pleasant.

Boyd M.
Rating: 5

The ease of document uploads, the ability to docusign and the helpful videos complemented the excellent and personalized service by everyone on the team. I can’t wait to buy another property so I can use RWM again!

Kristin A.
Rating: 5
Back To Top
×Close search
Select Language »