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Kyle Smith

Loan Officer

NMLS ID #: 2234536

Kyle Smith

c 509.429.8833 
e Kyle.Smith@rwmloans.com
a 220 West Champion St
   Suite 200
   Bellingham, WA 98225

Hi, I'm Kyle

Born and raised on a small farm in Omak, WA, I ventured to Bellingham and earned a degree in Finance from Western Washington University. Post-graduation, I found my calling in the lending industry, particularly drawn to what I value most in finance: empowering homeownership through education. This focus has brought me immense satisfaction, and I eagerly seek every opportunity to build upon this foundation.

In my free time, I love woodworking, painting, and exploring the Pacific Northwest with my wonderful wife, Emma, and our three dogs. Outside of these cherished family moments, my commitment shifts to supporting my community and delivering outstanding service to my clients and partners. I am dedicated to continual self-improvement, aiming to better serve my clients, friends, and family by assisting them in achieving their financial goals.


Purchase
A Home


Ready to purchase a new house? Whether you’re a first-time homebuyer, experienced homeowner, or real estate investor, we’ve got you covered.


Refinance
Your Home


Interested in changing your rate and term or using your equity to pull cash out? We have a variety of refinancing options to fit your needs.


Down Payment
Assistance


Looking for down payment assistance? Find out what programs you may qualify for using our free, easy-to-use search tool.

How It Works

We don’t believe in surprises. Rest easy knowing what to expect from the very beginning.

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My Team

We Make It Happen

Diana Martin
Processing
Lauren Terrett
Underwriting
Irabella Grossman
Closing

What They Say

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