
Kyle Smith
Loan Officer
NMLS# 2234536
509.429.8833
[email protected]
220 West Champion St Suite 200, Bellingham, WA 98225
Born and raised on a small farm in Omak, WA, I ventured to Bellingham and earned a degree in Finance from Western Washington University. Post-graduation, I found my calling in the lending industry, particularly drawn to what I value most in finance: empowering homeownership through education. This focus has brought me immense satisfaction, and I eagerly seek every opportunity to build upon this foundation. In my free time, I love woodworking, painting, and exploring the Pacific Northwest with my wonderful wife, Emma, and our three dogs. Outside of these cherished family moments, my commitment shifts to supporting my community and delivering outstanding service to my clients and partners. I am dedicated to continual self-improvement, aiming to better serve my clients, friends, and family by assisting them in achieving their financial goals.
Serving: WA, CA & MN
Resources & Guides

How It Works
Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!
Meet My Team
We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Stephanie Ryder
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