Team Kim professional headshot featuring two women standing side by side, one in a navy dress and one wearing glasses with a blue scarf, against a light gray background.

Kim England & Kim Manley

Mortgage Lending Team

NMLS# 233892 | 2241577

951.264.8386 (Kim E) | 909.731.1786 (Kim M)
[email protected] | [email protected]
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587

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Kim England and Kim Manley bring decades of combined business and mortgage experience to homebuyers throughout Southern California. Their complementary backgrounds in real estate, mortgage brokerage, lending, and finance give clients a knowledgeable team committed to making the home financing process clear and approachable.

With deep Southern California roots, Kim and Kim understand the communities they serve and take pride in providing personalized guidance based on each client’s needs and goals. Together, they focus on education, communication, and thoughtful home loan solutions, helping clients feel informed and supported as they make important homeownership decisions.

Serving: AL, AR, AZ, CA, CO, FL, GA, ID, IL, IN, MI, MT, NC, NM, NV, OH, OK, OR, SC, TN, TX, UT & WA

Top Producer President’s Circle 2024–2025 award badge featuring a blue laurel wreath and camera aperture logo.

Resources & Guides

Get Pre-Approved

Ready to buy a home? Getting pre-approved helps you understand how much you can afford and shows sellers you’re serious.

Get Started

Refinance

Ready to make your mortgage work for you? Refinancing could help save money, shorten your term, or tap into your home’s equity.

Start Refinance

DPA

Homeownership may be closer than you realize. Down payment assistance can reduce upfront costs. See your options with our tool

Find Assistance

Loan Programs

Explore our full range of loan programs and find the one that’s the best fit for you, designed to match your goals and financial needs.

Explore Options

Mortgage Tool

Find out how much home you can afford and plan your budget confidently with our easy-to-use online mortgage calculator.

Calculate Today
Homebuyers meeting with a real estate professional to review paperwork during the home buying process.

How It Works

Step 1: Book a Free Consultation
Step 2: Submit Your Loan Application
Step 3: Get Pre-Approved
Step 4: Find a Home & Make Offer
Step 5: Loan Closing
Step 6: Congratulations, Get Your Keys!

Meet My Team

We make it happen by combining our expertise, dedication, and personalized approach to ensure your dream home becomes a reality.

Michelle Reynolds

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Mortgage Blog

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I am authorized to do business in the states of Alabama, Arkansas, Arizona, California, Colorado, Florida, Idaho, Illinois, Montana, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennesee, Texas, Utah, and Washington. AZ Mortgage Banker Lic# 1020580; AZ Branch Lic. #0947596; RWM Home Loans AZ Lic. #0947596; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act 

Licensed by Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601

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