NMLS ID #: 258582 I DRE #: 01172738
a 16644 W Bernardo Dr #100
a San Diego, CA 92127
Chiyoko is an experienced loan officer with the ability to provide a variety of loans. Beginning her career at one of the largest real estate and home construction companies in Southern California, she quickly gained valuable first-hand experience as an in-house mortgage officer. Since then, Chiyoko has achieved more than 20 years in the industry.
Purchasing a home is one of the most important investments so Chiyoko always provides her clients with thorough support, going above and beyond throughout the process. Chiyoko delights in sharing her experience and knowledge and helping her clients accomplish their financial goals. Chiyoko speaks fluent Japanese and is readily available to assist with foreign nationals, having experience with special financing programs and options for clients who may have a Green Card, Visa, or limited credit history.
Chiyoko would be pleased to dedicate herself to your home purchase or refinance with the highest quality of service, through the life of the loan.
She is a great communicator and explains things very thoroughly. She is easily reached at all times, and she works very hard and takes long work days to ensure that I am well taken care of.
She have been so nice and helpful. She always take care and give us advices just like her family. Now my husband is our of country. There is the time difference. She worked for us almost 24hours. I am really appreciate her work and we…
Chiyoko was extremely helpful and explained the steps to me in detail and ensure that I understood each and every step and process. Since I was a first time buyer, I was not as knowledgeable as others, having Chiyoko made the process less stressful. I…
We don’t believe in surprises, rest easy knowing what to
expect from the very beginning.
Meet with your home loan advisor, outline your goals, assess your credit, determine your budget, and set expectations.
RWM's Fluid App makes getting started easy. Quickly provide the information we need and upload documents seamlessly.
Here is where we review your information, order third party services, and prepare to submit for final approval.
Congratulations, you are approved! You can rest easy while our team gets ready for closing.
Bring in the Closer
Everything done up until this point has been in preparation for today. It is time to sign your loan documents with ease.
That's a Wrap
Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM with your loan.
Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.