NMLS ID #: 278080 I DRE #: 01510339
a 11234 El Camino Real
a San Diego, CA 92130
Whether you are buying a home or refinancing your current mortgage, you deserve a smooth transaction. I am experienced with all types of residential loans. I work with first time home buyers, investors, Veterans, clients needing jumbo loans, as well as looking at the benefits of a refinance for my clients. When applying for a loan, you need a Loan Officer you can rely on. It is important to work with an individual who has your best interests in mind. I am dedicated to helping you achieve your goals. I will make sure you understand all your options and help you pick the best loan to meet your needs. A mortgage is one of the most important financial decisions you will make. I will guide you through this process, every step of the way.
She was on top of the overall process throughout the beginning till the end! She kept us very well informed, assisted on our closing conditions, and helped with us locking in a really good rate. We will be coming back to Charman when we’re ready….→
Charman was fast, efficient, and orderly. She was patient when we had to chase down documents. She also made sure we were ahead of the game, so our stress was far lower than it could have been. We also got a great interest rate. I….→
I have now worked with Charman multiple times and without a doubt the most professional human being I have ever worked with.. Charman always willing to listen to my concerns and always ready with solutions.. Charman always has my best interest at heart and her….→
We don’t believe in surprises, rest easy knowing what to
expect from the very beginning.
Meet with your home loan advisor, outline your goals, assess your credit, determine your budget, and set expectations.
RWM's Fluid App makes getting started easy. Quickly provide the information we need and upload documents seamlessly.
Here is where we review your information, order third party services, and prepare to submit for final approval.
Congratulations, you are approved! You can rest easy while our team gets ready for closing.
Bring in the Closer
Everything done up until this point has been in preparation for today. It is time to sign your loan documents with ease.
That's a Wrap
Welcome home! You are ready to get your keys and unpack. Thank you for trusting RWM with your loan.
Getting started on the purchase or refinance of your home is just
a few minutes away. No commitment needed.