How to Get Started When Applying for a Mortgage If you’re reading this, you’ve probably decided to buy a home! After time spent searching and going to several open houses, you have finally found “the one” that you’re ready to…
Renting vs. Buying a Home If you’re currently renting, your lease is prepared to expire in a matter of time. When that time comes to renew your lease or jump ship to another place, will you continue to rent or…
How Are Mortgage Rates Determined? Are you currently renting? If so, you’ve probably heard homeowners try to tell you that owning a home is more beneficial than renting. Depending on what your financial and homeownership goals are, this may be…
What Does Sustainable Living Mean? Do you think of your home as your sanctuary or haven? A central place to eat, relax, and be merry? Over the past year, this has become the case for many people. Especially those who…
When Is My First Mortgage Payment Due? As a new homeowner, you’re likely over the moon about closing escrow. Wave goodbye to endless Docusigns, repetitive email chains, and most of all, the lingering fear of not making it to the…
Buying a Home When You’ve Declared Bankruptcy in the Past Few financial decisions carry as much negative weight as bankruptcy. Those who file for bankruptcy status can be set back by the potential property loss and bankruptcy’s effect on their…
The Stigma of Offer Letters: Then and Now An offer letter for a home is similar to an offer letter for a potential job. It outlines your homeownership goals, a bit of personal background, and why you’re the ideal buyer…
What Are Closing Costs? When you purchase a home there are fees associated with the transaction that are referred to as closing costs. There are different types of closing costs including fees paid to the mortgage lender, charges paid to…
What is APR aka Annual Percentage Rate? APR is a term that you’ve probably come across while viewing credit card details or even obtaining a home or car loan. As an acronym, it stands for Annual Percentage Rate, but what…
When is the Best Time to Buy a Home? One of the most important milestones to embark on in life is when you buy a home. If you’re obtaining a mortgage to purchase it, the process is both strenuous and…