Featuring Guest Author: Rick Geary, Loan Officer What is a Mortgage Pre-Approval? If you’re starting to think about buying your first home, there are probably several thoughts running through your mind. How do I start the mortgage process? How do…
Down Payment for a Mortgage Saving money is one of the hardest things to do when it comes to maintaining your finances. Especially when you have other expenses that are unavoidable, including bills, tuition, and basic life necessities. No matter…
Everything You Need to Know About a Home Inspection Whether you are selling your home or buying a home, you undergo a series of steps in the process that lead up to the final milestone, closing. One of those crucial…
Featuring Guest Author: Ron Gomez, Loan Officer Using Gift Money for a Down Payment Are you in the process of buying a home with a mortgage and just received gift money to put towards a down payment? Whoever it may…
What is Homeowners Association? When it comes to real estate, you may have heard of the infamous acronym HOA before. For those who currently rent and are thinking about starting your homeownership journey or are already a homeowner looking to…
Are You Ready to Buy a Home? Have you ever felt pressured into buying a home? Maybe your co-worker tells you that they’re in the process of buying their first home or close friends and family have been recently indulging…
Featuring Guest Author: Kristen Livingston, Loan Officer Cosigning a Mortgage At some point in your life, you might decide to buy a home with a mortgage. While most mortgage lenders will make the homebuying process as smooth as possible, there…
Featuring Guest Author: Kent Hendrix, Loan Officer What is a Cash-Out Refinance? Picture this, a few years have passed since you bought a house with a mortgage. With your current circumstance, you might be wondering if you’re able to lower…
How to Get Started When Applying for a Mortgage If you’re reading this, you’ve probably decided to buy a home! After time spent searching and going to several open houses, you have finally found “the one” that you’re ready to…
Renting vs. Buying a Home If you’re currently renting, your lease is prepared to expire in a matter of time. When that time comes to renew your lease or jump ship to another place, will you continue to rent or…