Are You Ready to Buy a Home? Have you ever felt pressured into buying a home? Maybe your co-worker tells you that they’re in the process of buying their first home or close friends and family have been recently indulging…
How to Get Started When Applying for a Mortgage If you’re reading this, you’ve probably decided to buy a home! After time spent searching and going to several open houses, you have finally found “the one” that you’re ready to…
Keeping Your Home Safe During The Summer Season The summer season signals a dreadful heatwave and unexpected disasters. Among the many natural disasters that roar across the country, the high-life west coast is prone to one of the most dangerous…
Buying a Home When You’ve Declared Bankruptcy in the Past Few financial decisions carry as much negative weight as bankruptcy. Those who file for bankruptcy status can be set back by the potential property loss and bankruptcy’s effect on their…
What Are Closing Costs? When you purchase a home there are fees associated with the transaction that are referred to as closing costs. There are different types of closing costs including fees paid to the mortgage lender, charges paid to…
What is APR aka Annual Percentage Rate? APR is a term that you’ve probably come across while viewing credit card details or even obtaining a home or car loan. As an acronym, it stands for Annual Percentage Rate, but what…
When is the Best Time to Buy a Home? One of the most important milestones to embark on in life is when you buy a home. If you’re obtaining a mortgage to purchase it, the process is both strenuous and…
Finding a Good Real Estate Agent For most people, buying a home is a lengthy journey full of new and unfamiliar rules and procedures. This unfamiliarity is one of the key reasons why most people benefit from hiring a qualified…
The Risks of Mortgage Fraud As technology advances, more and more transactions such as down payments, earnest money deposits, and mortgage payments are completed through electronic wire transfers. While this is a faster and easier way to send payments than…
Paying Off Your Mortgage Before Retirement First, you have to determine if it is more appropriate for you to keep or pay off your mortgage. While most people will gravitate towards the peace of mind, savings on interest, and increased…