What we are all about.

We are a forward thinking group of individuals with a common vision to help as many people as possible achieve their dream of homeownership.

Brad Livingston, President

RWM Home Loans Mission

Mission

To facilitate the American Dream of Homeownership with an innovative platform,
experienced advisors, and a vested
interest in our clients’ futures.

RWM Home Loans Vision

Vision

To empower our communities to
build wealth through financial
education and homeownership.

Our Values

Our values represent the care, service, integrity, and
teamwork we prioritize in every transaction at RWM Home Loans.

Core Value - Empower Others

Empower
Others

We equip and empower team members to think creatively, make decisions, and own their role.
Core Value - Solve Proactively

Solve
Proactively

We face challenges head on, proactively and collectively, with clear and concise communication.
Core Value - Exceed Expectations

Exceed Expectations

We exceed expectations by educating, customizing, communicating, and delivering for every client every time.
Core Value - Develop Holistically

Develop
Holistically

We cultivate humility, gratitude, joy, humor, and empathy so team members can grow, serve, and succeed.
Core Value - Act with Integrity

Act with
Integrity

We always strive to do the right thing simply because it is the right thing to do.
Core Value - Innovate Relentlessly

Innovate
Relentlessly

We relentlessly improve and innovate our platform to optimize our clients’ and partners’ experience.
Core Value - Deliver Daily

Deliver
Daily

We arrive each day with a sense of urgency to grow our capacity, serve others, and deliver our best work.

WE ARE AN

Independent Mortgage Bank

As an IMB, RWM Home Loans combines local market knowledge with specialized business processes to become a primary source of mortgage credit for diverse homebuyers. We serve our communities and clients with modern technology and unique financial solutions.

Learn More About IMBs

Leading the Way

Meet the leaders who are paving the way at RWM Home Loans.

Brad Livingston

President / Owner

Susanne Livingston

Chief Strategy Officer / Owner

Lauren
Terrett

EVP Operations & Credit Risk

Matt
Antenore

EVP Capital Markets

Trevor
Gates

CFO

Kristen Livingston

EVP Sales Success

Greg Pettersen

EVP Growth & Innovation

Lauren
Fotsch

EVP Corporate Strategy

Karissa Bowers

Director of Marketing

Victoria
Nash

Director of Sales Success

Andrew
Smith

Director of Lending

Kirsten Bassett

Director of Change

Diana
Martin

Director of Processing

Lisa
Fox

Director of Servicing

Chris
Burke

Sales Success Manager

Alexis
Dietrich

Operations Support Manager

Shirley
Burch

Director of Human Resources

Stephanie Whittenberg

Director of Underwriting Support

Ken
Lo

Compliance Manager

Deborah Oswald

Audit Manager

Brian Capshaw

Post-Closing Manager

Kellie Zammuto

Partner Success Manager

Cameron Bavol

Brand Manager

Amethyst Bassett

Disclosure & Risk Manager

Paniz
Caron

Lead Generation Manager

Giving Back

More than mortgages, we’re dedicated to
making positive waves of change in our communities.

Boys to Men

Ryan Lischer proudly supports and volunteers for Boys to Men, an organization dedicated to mentoring and empowering young men. Together, we are working to create a brighter future for boys in our community by fostering personal growth and leadership skills.

Just In Time Foster Youth

Just in Time provides a supportive community for foster youth by offering financial, wellness, growth, and educational services. Every service they provide is grounded in meaningful relationships — a mission we proudly stand behind.

Saint Agnes Men’s Club

Jeff Chacon is part of the Saint Agnes Men’s Club, a dedicated group of philanthropic men who host various fundraisers to benefit Saint Agnes Medical Center and its special programs. They have raised over $350K this year for the hospital.

Coldwell Banker ABR Cares

Our Canyon Lake Branch raises money for Coldwelll Banker ABR Cares, a nonprofit organization supporting various groups and communities across Southwest Riverside County, such as the Angelman Sydrome Foundation and Options for Autism.

Mottino Family YMCA

John Martin supports the Mottino Family YMCA, proudly serves and empowers families. As a leading nonprofit organization in Oceanside, the Y offers programs that foster youth development, promote healthy living and advance social responsibility.

Phoenix Children’s Hospital

Every year at Christmastime, Lisa Fox donates stuffed animals to Phoenix Children’s Hospital, where families of cancer and severely ill patients gather in two large rooms and each family member, including the patient, selects a gift from generous donations.

RUSD Foundation

Emily Hudson is a board member of the Riverside Unified School District, who aims to provide resources, scholarships, and support to ensure equal access to quality education and to create a more equitable educational landscape.

MBA Open Doors Foundation

We are proud to support the MBA Open Doors Foundation, dedicated to providing the comforts of home to families in crisis. They annually provide mortgage and rental payment assistance grants to nearly 2000 families and guardians caring for a critically ill or injured child.

Bosom Buddies Charities

Holly Rhodes serves on the Board of Directors of Bosom Buddies, an organization whose mission is to promote breast cancer awareness, encourage early detection, support treatment, and celebrate healing

Dames for Soldiers

Maddie Turiano is a member of Dames for Soldiers, an organization dedicated to supporting veterans and active-duty military personnel. The group assists with various events across Connecticut that honor and benefit service members and their families—past, present, and future.

Life By Music

Leanne Shipley and Melissa St. Marie are part of Life By Music, an organization dedicated to bringing music education and instruments to local veterans and schools. Through their efforts, Life By Music aims to support and sustain the musical arts in the community. Together, we can help keep the music alive.

The Raider Realty Foundation

Marc Arrington serves as the president of the Raider Realty Foundation. They provide housing and financial support for Gold Star and White Star families. 

BiG

Ashlynn Kelso and Lori Anderson support Brookwood in Georgetown (BiG). The organization is dedicated to providing a God-centered, vocational, and residential community for adults with special needs, and to change the way the world views this population.

Resurrection FoodMobile

Kristie Roskop volunteers with the Food Mobile to address the lack of access to fresh, nutritious food in Kansas City’s food deserts—areas where healthy food options are limited or non-existent.

Toys for Tots

Lauren Terrett volunteers with Toys for Tots, where she helps sort and organize donated toys to ensure they are ready for distribution to children in need. The Marine Toys for Tots Program collects new, unwrapped toys and delivers them to economically disadvantaged children at Christmas.

Wreath Across America

Each year, dedicated team members participate in the Wreaths Across America wreath-laying ceremony nationwide. This inspiring organization remembers the fallen, honors those who served, and teaches future generations the value of freedom all year long.

American Cancer Society

Bill Digman contributed to the American Cancer Society to help the local community advance lifesaving cancer research, an organization near and dear to his heart. It funds innovative research, provides patient support, and leads prevention and advocacy efforts nationwide.

Habitat for Humanity

Employees at The Loan Maven volunteered with Habitat for Humanity, helping prepare a home soon to be occupied by a deserving family. This global nonprofit partners with communities and volunteers to build and improve safe, affordable housing, empowering families toward stable homeownership.

Our Recognition

These awards represent the ongoing dedication and commitment of our team.

Top Workplaces Professional Development | 2023-2024
Top Workplaces Woman-Led | 2023-2025
Top Workplaces Employee Appreciation | 2023-2024
Top Workplaces Well-Being | 2023-2024
Top Workplaces USA | 2022-2023 & 2025
Top Workplaces for Innovation | 2022
Inc 5000 – Fastest Growing Private Companies | 2021
Top 10 Mortgage Company – Experience.com (formerly Social Survey) | 2018-2024
Top Workplaces San Diego | 2015-2025
Top Workplaces Remote Work | 2025
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